West Virginia Insurance Bulletin No. 24-06: Artificial Intelligence Systems (based on the NAIC Model Bulletin)

Summary

The Offices of the West Virginia Insurance Commissioner issued Insurance Bulletin No. 24-06 on August 9, 2024. It reminds insurers that decisions affecting consumers that are made or supported by AI systems must comply with state insurance law, including unfair trade practice, unfair claims settlement and unfair discrimination rules, and says insurers should maintain a written program for the responsible use of AI systems, with guidelines on governance, risk management and third-party AI systems and data. The bulletin follows the NAIC Model Bulletin closely but is West Virginia's own text. This record covers that sectoral guidance; whether the state has a general AI statute was not re-read in this check.

Key dates

1. August 9, 2024 (date of issue)Takes effect
2. October 16, 2026Checked against sources
3. October 21, 2026Checked against sources

Developments are added when the record is reviewed. Next review: January 15, 2027.

Evidence

Each passage is quoted from its source. The quoted passages are re-checked against the live pages every month.

1. All insurers authorized to do business in West Virginia should develop, implement, and maintain a written program (AIS Program) for the responsible use of AI Systems

   Supports: Written AI systems program expectation

   Issued: August 9, 2024

   Supports: Date of issue

   West Virginia Insurance Bulletin No. 24-06: Artificial Intelligence Systems Offices of the West Virginia Insurance Commissioner Primary source

2. Washington: Technical Assistance Advisory 2024-02 – April 22, 2024 West Virginia: Insurance Bulletin No. 24-06 – August 9, 2024

   Supports: Listed among states issuing guidance substantially similar to the NAIC Model Bulletin in 2024

   Locke Lord QuickStudy: Artificial Intelligence State Insurance Regulation, a Year in Review Troutman Pepper Locke Reporting or analysis