Huskey et al. v. State Farm Fire & Casualty Company, 1:22-cv-07014 (N.D. Ill.)

Summary

Jacqueline Huskey, later joined by Riian Wynn, brought this proposed class action under the Fair Housing Act on December 14, 2022, on behalf of Black homeowners insured by State Farm. They allege that State Farm's algorithmic claims-processing tools flag Black policyholders' claims for more scrutiny than white policyholders' claims, delaying repairs and payments. On September 11, 2023, the court granted State Farm's motion to dismiss in part, dismissing the section 3604(a) and 3605 claims and Huskey's claim for injunctive relief, and let the section 3604(b) claim proceed. The case remains in pretrial litigation, with discovery continuing in 2026. The claims remain allegations.

Key dates

1. December 14, 2022Filed
2. October 16, 2026Checked against sources
3. October 21, 2026Checked against sources

Developments are added when the record is reviewed. Next review: January 15, 2027.

Evidence

Each passage is quoted from its source. The quoted passages are re-checked against the live pages every month.

1. Case: 1:22-cv-07014 Document #: 1 Filed: 12/14/22 Page 1 of 26 PageID #:1

   Supports: docket number and filing date

   Class Action Complaint, Huskey v. State Farm Fire & Casualty Co., 1:22-cv-07014, ECF 1 U.S. District Court, N.D. Ill. (via CourtListener RECAP) Primary source

2. For the reasons above, State Farm's Motion to Dismiss [24] is granted in part and denied in part.

   Supports: motion to dismiss ruling

   Plaintiffs' remaining claim in Count I, under § 3604(b) of the FHA, survives.

   Supports: surviving claim

   Memorandum Opinion and Order, Huskey v. State Farm, ECF 52 (11 Sept. 2023) U.S. District Court, N.D. Ill. (via CourtListener RECAP) Primary source

3. The Complaint alleges that State Farm's use of algorithms in its claims-processing methods disproportionately impacts Black policyholders by flagging their claims for greater scrutiny than those of white policyholders

   Supports: allegations

   State Farm Algorithm Bias Lawsuit Sanford Heisler Sharp McKnight (plaintiffs' counsel) Reporting or analysis

4. As of February 19, 2026. discovery is ongoing.

   Supports: case in discovery in 2026

   Huskey v. State Farm Fire & Casualty Company, 1:22-cv-07014 (N.D. Ill.) Civil Rights Litigation Clearinghouse (University of Michigan) Reporting or analysis

5. Before me is the motion of Applicants Jacqueline Huskey and Riian Wynn to compel production responsive to Applicants' subpoena dated October 31, 2025.

   Supports: discovery activity in July 2026

   Huskey v. State Farm Fire & Casualty Company, No. 26-MC-350 (S.D.N.Y. 22 July 2026) (order on subpoena enforcement) Leagle Reporting or analysis