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U.S. states · No AI statute; sectoral rules in force

Bulletin 2026-9: Use of Artificial Intelligence Systems by Insurers (Mississippi Insurance Department)

Verified Checked against its sources on 3 sources quoted

Jurisdiction
Mississippi
Status
Sectoral regulation in force: insurance regulator's AI bulletin (guidance, not a statute)
Effective
July 22, 2026
Applies to
Insurers holding a certificate of authority in the state
Sectors
Insurance
Enforcement
State insurance department, through investigation, market conduct examination and existing insurance law

Summary

The Mississippi Insurance Department issued Bulletin 2026-9 on July 22, 2026, its version of the NAIC Model Bulletin on insurers' use of AI. It reminds insurers authorized in Mississippi that decisions or actions affecting consumers that are made or supported by AI systems must comply with existing insurance law, including the rules on unfair trade practices and unfair discrimination; sets the Department's expectations for how insurers govern the development, acquisition and use of AI; and describes the information the Department may request in an investigation or examination. It is regulatory guidance, not a statute. No comprehensive private-sector AI statute was identified for Mississippi, but that absence was not confirmed against a primary source.

Key dates

  1. July 22, 2026Takes effect
  2. October 16, 2026Checked against sources
  3. October 21, 2026Checked against sources

Developments are added when the record is reviewed. Next review: January 15, 2027.

Evidence

Each passage is quoted from its source. The quoted passages are re-checked against the live pages every month.

  1. BULLETIN 2026-9 USE OF ARTIFICIAL INTELLIGENCE SYSTEMS BY INSURERS July 22, 2026

    Supports: Number, title and date

    This Bulletin is issued by the Mississippi Insurance Department (MID) to remind all Insurers that hold certificates of authority to do business in the state that decisions or actions impacting consumers

    Supports: Issuer, addressees, purpose

    Bulletin 2026-9: Use of Artificial Intelligence Systems by Insurers Mississippi Insurance Department Primary source

  2. 2026-9 Use of Artificial Intelligence Systems By Insurers (Issued July 22, 2026)

    Supports: Listed on the regulator's bulletin index

    Bulletins Mississippi Insurance Department Primary source

  3. Mississippi MS Bulletin 2026-9 Jul 22, 2026 Adopted

    Supports: Counted as an NAIC model bulletin adoption (tracker)

    NAIC AI Model Bulletin Adoption by State: Status and Map InsureAI Wire Tracker or database

Suggested citation. Eminence Scan, “Bulletin 2026-9: Use of Artificial Intelligence Systems by Insurers (Mississippi Insurance Department)”, Eminence Growth Solutions, last verified October 16, 2026, https://eminencegrowthsolutions.com/tools/eminence-scan/record/state-042/.

Using our research: you may read and quote Eminence Scan with credit to “Eminence Scan, Eminence Growth Solutions” and a link; all other rights reserved. Terms: Using our research.

Spotted an error, or a development we have missed? Report a correction. How we check records: research methodology.