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U.S. states · No AI statute; sectoral rules in force

Bulletin Number 2026-07: Use of Artificial Intelligence Systems in Insurance (South Carolina Department of Insurance)

Verified Checked against its sources on 2 sources quoted

Jurisdiction
South Carolina
Status
Sectoral regulation in force: insurance regulator's AI bulletin (guidance, not a statute)
Effective
September 24, 2026
Applies to
Insurers holding a certificate of authority, producers and other licensees in the state
Sectors
Insurance
Enforcement
State insurance department, through investigation, market conduct examination and existing insurance law

Summary

The South Carolina Department of Insurance issued Bulletin Number 2026-07 on September 24, 2026, addressed to insurers, producers and other licensees. It reminds them that decisions or actions affecting consumers that are made or supported by AI systems must comply with South Carolina insurance law, including the unfair trade, claims practices and unfair discrimination provisions, and sets the Department's expectations for insurers' governance of AI. It is regulatory guidance, not a statute, and follows the NAIC Model Bulletin according to a third-party tracker. No comprehensive private-sector AI statute was identified for South Carolina, but that absence was not confirmed against a primary source.

Key dates

  1. September 24, 2026Takes effect
  2. October 16, 2026Checked against sources
  3. October 21, 2026Checked against sources

Developments are added when the record is reviewed. Next review: January 15, 2027.

Evidence

Each passage is quoted from its source. The quoted passages are re-checked against the live pages every month.

  1. BULLETIN NUMBER 2026-07

    Supports: Bulletin number

    Use of Artificial Intelligence Systems in Insurance September 24, 2026

    Supports: Subject and date

    The purpose of this bulletin is to remind all Insurers that hold certificates of authority to do business and other licensees in South Carolina that decisions or actions impacting consumers that are made or supported by advanced analytical and computational technologies

    Supports: Purpose and addressees

    Bulletin Number 2026-07: Use of Artificial Intelligence Systems in Insurance South Carolina Department of Insurance Primary source

  2. South Carolina SC Bulletin 2026-07 Sep 24, 2026 Adopted

    Supports: Counted as an NAIC model bulletin adoption (tracker)

    NAIC AI Model Bulletin Adoption by State: Status and Map InsureAI Wire Tracker or database

Suggested citation. Eminence Scan, “Bulletin Number 2026-07: Use of Artificial Intelligence Systems in Insurance (South Carolina Department of Insurance)”, Eminence Growth Solutions, last verified October 16, 2026, https://eminencegrowthsolutions.com/tools/eminence-scan/record/state-063/.

Using our research: you may read and quote Eminence Scan with credit to “Eminence Scan, Eminence Growth Solutions” and a link; all other rights reserved. Terms: Using our research.

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