SECURE Data Act (H.R. 8413) — proposed national consumer privacy framework

Summary

Introduced in the House on April 21, 2026, by Rep. Joyce and eight cosponsors and referred to the Energy and Commerce and Judiciary Committees, the Securing and Establishing Consumer Uniform Rights and Enforcement over Data Act would create national consumer privacy rights and duties for controllers, processors and data brokers. Its automated decision-making provision requires a controller that relies on solely automated profiling for decisions with legal or similarly significant effects to disclose this in advance and explain how to opt out. Violations would be treated as unfair or deceptive practices enforced by the FTC, and the bill would preempt state laws relating to its provisions. It does not otherwise regulate AI.

Key dates

1. April 21, 2026Issued
2. October 16, 2026Checked against sources
3. October 21, 2026Checked against sources

Developments are added when the record is reviewed. Next review: January 15, 2027.

Evidence

Each passage is quoted from its source. The quoted passages are re-checked against the live pages every month.

1. This Act may be cited as the “Securing and Establishing Consumer Uniform Rights and Enforcement over Data Act'' or the “SECURE Data Act''.

   Supports: Short title and bill number

   April 21, 2026 Mr. Joyce of Pennsylvania (for himself, Mr. Fry, Mr. Kean, Mr. Obernolte, Mr. Langworthy, Mr. Goldman of Texas, Mr. Griffith, Mr. Balderson, and Mrs. Fedorchak) introduced the following bill

   Supports: Introduction date and sponsors

   (1) Profiling.–A controller that relies on profiling to make a decision that has a legal or similarly significant effect on a consumer shall clearly and conspicuously disclose to such consumer before any such decision is made that–

   Supports: Automated decision-making provision

   No State or political subdivision of a State may prescribe, maintain, or enforce any law, rule, regulation, requirement, standard, or other provision having the force and effect of law, if such law, rule, regulation, requirement, standard, or other provision relates to the provisions of this Act.

   Supports: Preemption of state law

   H.R. 8413 (IH) — SECURE Data Act U.S. Government Publishing Office (govinfo) Primary source

2. To authorize a pilot program under section 258 of the National Housing Act to establish an automated process for providing additional credit rating information for mortgagors and prospective mortgagors under certain mortgages.

   Supports: The previously cited number H.R. 8292 is an unrelated FHA bill

   H.R. 8292 (IH) U.S. Government Publishing Office (govinfo) Primary source